Mortgage Foreclosure and Health Disparities: Serial Displacement as Asset Extraction in African American Populations

Mortgage Foreclosure Prevention Efforts

African American health disparities in lung cancer.

Lung cancer is a leading cause of cancer-related deaths in the United States and globally. African Americans experience significant differences in lung cancer incidence and mortality. Smoking is the single greatest risk for lung cancer, making smoking cessation programs a potentially fruitful approach for reducing the risk of lung cancer. Despite clinical practice guidelines that prompt nurses ...

Commercial Mortgage Delinquency, Foreclosure and Reinstatement

Commercial mortgage default is modeled in two stages. First, a mortgage becomes delinquent, when the borrower stops making payments. Second, the delinquency is either reinstated (payments are resumed) or the lender forecloses. The results of the empirical estimations have implications for lenders’ monitoring functions. Lenders should use the critical variables of loan-to-value ratio, debt cover...

Fragile health and fragile wealth: mortgage strain among African American homeowners.

Several recent studies identify illness and disability as contributors to mortgage strain, suggesting that the disproportionate burden of poor health that African Americans experience may be an important source of housing fragility in this population. In order to understand how poor health plays out in the lived experiences of African-American homeowners and contributes to mortgage strain, we p...

Getting sick and falling behind: health and the risk of mortgage default and home foreclosure.

BACKGROUND An emerging literature shows that mortgage strain can lead to poor health outcomes, but less work has focused on whether and how health shocks influence mortgage distress. We examine the link between changes in health status and default/foreclosure risk among older middle-aged adults. METHOD We used National Longitudinal Study of Youth 1979 data and multivariate logistic regression...